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Hospital Cover with Excess Bonus

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Comprehensive cover with a lower premium

Hospital Cover with Excess Bonus provides you with comprehensive hospital benefits at any participating private hospital or public hospital in our Australia-wide network, but you pay a lower premium because you agree to pay an excess.

It includes our Excess Bonus feature, so you'll actually pay no excess for your first overnight or same day admission to hospital per calendar year on a single or single parent membership; or your first two overnight or same day admissions to hospital per calendar year on a family membership - this is a great feature designed to save you money.

Ideal for

People who want high level hospital cover, but are prepared to pay low excesses for a lower premium.

Level of Cover

Hospital
Extras
   

At a glance

Full hospital cover
Excess bonus feature
Unemployment cover

See the full policy details for Hospital Cover with Excess Bonus services

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  What is covered

Hospital Covered
Hospital expenses
Medical expenses
Excess per year
Excess Bonus feature
Ambulance services
Health subscription refund Health association subscriptions
Unemployment cover
Baby Care
Reduce your tax
   

  What are the Waiting Periods?

Hospital Waiting Period
Psychiatric and rehabilitation 2 Months
Palliative care 2 Months
Pregnancy (childbirth) 1 Year
Pre-existing ailments, illnesses or conditions for hospital services 1 Year
   

  What does it cost?

Cover Price
Single $16.55 per week
Couples $33.10 per week
Single Parent $28.90 per week
Family $33.10 per week
Family Plus $41.65 per week
   
Prices are for stated memberships only.
Prices include the 30% Government Rebate and do not include any Lifetime Health Cover loading that may apply.
See the full policy details for Hospital Cover with Excess Bonus services