On the spot claiming
Making it easier to enjoy the great benefits your cover offers
Claim on-the-spot and enjoy instant rebates - it's faster, easier and your money never leaves your pocket!
Today, many thousands of extras providers around Australia offer on-the-spot electronic claiming to HBA members. Your HBA membership card is simply swiped after your visit to the dentist, optician, physiotherapist, psychologist, chiropractor, podiatrist, dietician or speech pathologist and your claim is processed automatically.
All you pay is the balance of the account (if there is any). Just look for either of these two signs:

