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Ultimate Health Cover

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The most comprehensive private health cover available

Designed for those wanting the very best in private health insurance, Ultimate Health Cover is a comprehensive package of hospital and extras.

When you choose Ultimate Health Cover, you'll get top cover for an extensive range of services and the highest extras benefits (up to 100%) and annual maximums.

Ideal for

People who want our very best health insurance.

Level of Cover

Hospital
Extras
   

At a glance

The ultimate in hospital and extras cover
No excesses or co-payments
$200 Gap Bonuses
Unemployment cover
24-hour medical advice line
100% cover for heart screenings
100% cover for laser eye surgery
100% refund on health subscriptions
Baby Care
See the full policy details for Ultimate Health Cover hospital services
See the full policy details for Ultimate Health Cover extras services

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  What is covered

Hospital Covered
Hospital expenses
Medical expenses
Gap Bonus per year
Ambulance services
Health subscription refund Health association subscriptions
Unemployment cover
Baby Care
Heart scan
Laser eye surgery
Medical advice line
Reduce your tax
   
Extras Covered
General Dental
Major Dental
Orthodontics
Optical
Physiotherapy
Chiropractic and Osteopathy
Speech Therapy
Eye Therapy
Occupational Therapy
Natural Therapies
Pharmacy
Dietary
Psychology
Podiatry
Health appliances
Travel and accommodation
   

  What are the Waiting Periods?

Hospital Waiting Period
Palliative care 2 Months
Psychiatry and rehabilitation 2 Months
Heart scan (available once every 3 years) 1 Year
Pre-existing ailments, illnesses or conditions for hospital services 1 Year
Pregnancy (childbirth) 1 Year
Laser eye correction surgery 3 Years
   
Extras Waiting Period
Initial waiting period 2 Months
Major dental 1 Year
Orthodontics 1 Year
Root fillings 1 Year
Dental sleep apnoea devices 1 Year
Pre-existing ailments, illnesses or conditions for extras services 1 Year
Complex fillings 1 Year
Health appliances 1 Year
   

  What does it cost?

Cover Price
Single $48.20 per week
Couples $96.45 per week
Single Parent $90.50 per week
Family $96.45 per week
Family Plus $122.05 per week
   
Prices are for stated memberships only.
Prices include the 30% Government Rebate and do not include any Lifetime Health Cover loading that may apply.
See the full policy details for Ultimate Health Cover hospital services
See the full policy details for Ultimate Health Cover extras services