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Top Hospital Cover

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Comprehensive, excess-free cover

Top Hospital Cover provides cover for your hospital expenses at any participating private hospital or public hospital in our extensive, Australia-wide network.

You'll also have the peace of mind knowing you won't be hit for any excesses or co-payments.

Plus, if you become unemployed, we'll pay your health insurance premium (at the same level of cover) for up to 12 months (Conditions apply).

Ideal for

People who want high level, excess-free hospital cover.

Level of Cover

Hospital
Extras
   

At a glance

Top level private and public hospital cover
No excess or co-payment
Unemployment cover
See the full policy details for Top Hospital Cover services

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  What is covered

Hospital Covered
Hospital expenses
Medical expenses
Ambulance services
Health subscription refund Health association subscriptions
Unemployment cover
Baby Care
Reduce your tax
   

  What are the Waiting Periods?

Hospital Waiting Period
Palliative care 2 Months
Psychiatry and rehabilitation 2 Months
Pregnancy (childbirth) 1 Year
Pre-existing ailments, illnesses or conditions for hospital services 1 Year
   

  What does it cost?

Cover Price
Single $26.60 per week
Couples $53.20 per week
Single Parent $47.25 per week
Family $53.20 per week
Family Plus $64.25 per week
   
Prices are for stated memberships only.
Prices include the 30% Government Rebate and do not include any Lifetime Health Cover loading that may apply.
See the full policy details for Top Hospital Cover services