HBA

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Your Choice Extras
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The freedom to choose the services right for you

Your Choice Extras gives you the freedom to choose whichever four services you want from our comprehensive list. For example, if you're a sportsperson, then physiotherapy, chiropractic, optical and massage may be the right extras for you. And as your life and needs change, you have the flexibility to change your selected services every 12 months.
What is covered?

General Dental
Major Dental
Orthodontics
Optical
Physiotherapy
Chiropractic and Osteopathy
Speech, Eye and Occupational Therapy
Natural Therapies
Pharmacy
Waiting periods & price

What does it cost?
What are the waiting periods?

  What is covered?
General Dental Benefits you receive

Services  Members First  Other Providers
Benefit examples
Comprehensive oral examination $29.70 $22.00
Scale and clean $51.00 $41.00
Mouthguard $94.20 $37.50
Annual Maximums

  Per person
Year 1 $700.00
Year 2 $840.00
Year 3 $980.00
Year 4 $1,120.00
Year 5 $1,260.00
Year 6 $1,400.00
Major Dental Benefits you receive

Services  Members First  Other Providers
Benefit examples
Complete Denture $846.90 $450.00
Full crown - veneered - indirect $735.30 $450.00

Fixed benefits apply per item. Includes dentures, crowns, bridgework, and precious restorations. Limit of one set of dentures every 3 years.

*Set benefits are payable up to your Loyalty Maximum.
Annual Maximums

  Per person
Year 1 No Cover
Year 2 $500.00
Year 3 $600.00
Year 4 $700.00
Year 5 $800.00
Year 6 $900.00
Year 7+ $1,000.00
Orthodontics Benefits you receive

Services  All Providers
Benefit examples
Complete course of orthodontic treatment Refer to special comments below.

There is a lifetime limit of $1,300 per person. Members transferring from other funds will have the amount of orthodontic benefits paid at any previous funds deducted from their lifetime limit with HBA.
Annual Maximums

  Per person
Year 1 No Cover
Year 2 $450.00
Year 3 $540.00
Year 4 $630.00
Year 5 $720.00
Year 6 $810.00
Year 7+ $900.00
Optical Benefits you receive

Services  Members First  Other Providers
Lenses
Single Vision Stock $58.00 $45.00
Bifocal lenses $77.20 $60.00
Trifocal/progressive lenses $123.30 $95.00
Contact lenses
Non Disposable $128.50 $100.00
Disposable contact lenses, 1 month supply $43.00 $32.00
Disposable contact lenses, 3 month supply $71.00 $50.00
Frames
Frames for prescription lenses $136.80 $105.00

20% discount off frames at Members First optical providers (not with any other offer). Frames for prescription lenses, limited to one pair every 12 months.
Annual Maximums

  Members First Other Providers
Every Year $220.00 $180.00
Physiotherapy Benefits you receive

Services  Members First  Other Providers
Benefit examples
Group therapy $13.10 $9.00
Initial attendance $38.70 $25.00
Subsequent attendance $30.90 $17.00
Ante natal services $13.50 $12.00
Hydrotherapy $13.10 $9.00
Annual Maximums

  Per person
Year 1 $450.00
Year 2 $540.00
Year 3 $630.00
Year 4 $720.00
Year 5 $810.00
Year 6 $900.00
Chiropractic and Osteopathy Benefits you receive

Services  Members First  Other Providers
Benefit examples
Initial attendance $41.10 $25.00
Subsequent attendance $26.70 $17.00

Chiropratic Services: Examples refer to the first 10 consultations per person per calendar year. 50% of applicable benefit applies after 10 consultations.
Annual Maximums

  Per person Per family
Year 1 $350.00 $500.00
Year 2 $420.00 $600.00
Year 3 $490.00 $700.00
Year 4 $560.00 $800.00
Year 5 $630.00 $900.00
Year 6 $700.00 $1,000.00
Speech, Eye and Occupational Therapy Benefits you receive

Services  All Providers
Eye Therapy benefit examples
Initial attendance $25.00
Subsequent attendance $17.00
Occupational Therapy benefit examples
Initial attendance $25.00
Subsequent attendance $17.00
Group attendance $9.00
Speech Therapy benefit examples
Initial attendance $40.00
Subsequent attendance $25.00
Group attendance $9.00
Annual Maximums

  Per person
Year 1 $400.00
Year 2 $480.00
Year 3 $560.00
Year 4 $640.00
Year 5 $720.00
Year 6 $800.00
Natural Therapies Benefits you receive

Services  All Providers
Benefit examples
Acupuncture - Initial Attendance $17.00
Acupuncture - Subsequent Attendance $17.00
Naturopathy - Initial Attendance $17.00
Naturopathy - Subsequent Attendance $17.00
Massage benefit examples
Massage -per attendance $12.00

Includes acupuncture, Chinese herbalism, homeopathy, naturopathy and Western herbalism.
Massage includes Bowen Technique, kinesiology, reflexology, shiatsu, Therapeutic massage. An annual sub-limit of $100 per person can be claimed per calendar year.
Annual Maximums

  Per person
Year 1 $500.00
Year 2 $600.00
Year 3 $700.00
Year 4 $800.00
Year 5 $900.00
Year 6 $1,000.00
Pharmacy Benefits you receive

Services  All Providers
Benefit examples
Pharmacy Up to $20.00

Benefits for items not covered by the Government Pharmaceutical Benefits Scheme (PBS), except for those items specifically excluded by HBA. You pay an amount equal to the maximum patient contribution set by the Government under the PBS. HBA refunds 100% of the balance of up to $20 per script.
Annual Maximums
  Per person
Year 1 $300.00
Year 2 $360.00
Year 3 $420.00
Year 4 $480.00
Year 5 $540.00
Year 6 $600.00
 


  What are the waiting periods?
Extras Waiting Period
Initial waiting period 2 Months
Major dental 1 Year
Orthodontics 1 Year
Dental sleep apnoea devices 1 Year
Pre-existing ailments, illnesses or conditions for extras services 1 Year
Root fillings 1 Year
Complex fillings 1 Year
   

  What does it cost?
Cover Price
Single $5.30 per week
Couples $10.60 per week
Single Parent $10.60 per week
Family $10.60 per week
Family Plus $14.70 per week
   
Prices are for stated memberships only.
Prices include the 30% Government Rebate and do not include any Lifetime Health Cover loading that may apply.
 
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