Travel Cover Comparison Charts

The benefits for our International Cover, Australian Cover and Cancellation Cover are outlined in the charts below.

A 'Single' plan covers one adult and dependent children under 21 years of age or dependent children under 25 years of age listed as current members on the adult's HBA health membership.

A 'Doubles' plan covers any two adults and dependent children under 21 years of age or dependent children under 25 years of age listed as current members on the adults' HBA health membership.

The sum insured is per plan and all travellers on the same plan must be travelling on the same itinerary. If you need to cancel your trip or pay any fees to amend your ticket due to unforseen circumstances, you will be reimbursed for non-refundable fares, the cost of upgrading to a higher fare type or non-refundable accommodation charges.

Single plans

International Cover

  Overseas medical, dental and additional expenses Resumption of overseas journey Hire car excess waiver Cancellation, missed connection and travel delay Loss of luggage, personal belongings and travel documents Accidental death, disability and loss of income Personal liability
Gold Plus
For travel to USA and Canada

Medical unlimited*
Dental $2,000
$100 excess

 $3,000
No excess		 Up to $3,000
No excess		 Whatever it costs
No excess		 $12,000
$100 excess		 $25,000
No excess		 $2.5 million
No excess
Gold
For travel to UK, Europe, Japan, South America, Russia, India, Middle East or Africa		 Medical unlimited*
Dental $2,000
$100 excess 		$3,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $10,000
$100 excess		 $25,000
No excess		 $2.5 million
No excess
Super
For travel to Asia		 Medical $300,000
Dental $2,000
$100 excess 		$1,500
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $5,000
$100 excess		 $15,000
No excess		 $2 million
No excess
Budget
For travel to New Zealand, Bali and the Pacific Islands		 Medical $100,000
Dental $2,000
$100 excess 		$1,500
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $3,500
$100 excess		 $10,000
No excess		 $1 million
No excess

Australian Cover

  Additional expenses Hire car excess waiver Cancellation, missed connection and travel delay Loss of luggage, personal belongings and travel documents Accidental death and disability Personal liability
Australian Cover
For Australian domestic travel only (available to Australian residents only)		 $10,000
$50 excess		 Up to $2,000
No excess		 Whatever it costs
No excess 		$2,500
$50 excess		 $10,000
No excess		 $1 million
No excess

Cancellation Cover

  Option 1 Option 2 Option 3
Cancellation Cover
For Australian and New Zealand travel only (available to Australian residents only)		 $1,000
sum insured		 $2,000
sum insured		 $3,000
sum insured

Doubles plans

International Cover

  Overseas medical, dental and additional expenses Resumption of overseas journey Hire car excess waiver Cancellation, missed connection and travel delay Loss of luggage, personal belongings and travel documents Accidental death, disability and loss of income Personal liability
Gold Plus
For travel to USA and Canada		 Medical unlimited*
Dental $2,000
$100 excess		 $6,000
No excess		 Up to $3,000
No excess		 Whatever it costs
No excess		 $24,000
$100 excess		 $50,000
No excess		 $2.5 million
No excess
Gold
For travel to UK, Europe, Japan, South America, Russia, India, Middle East or Africa		 Medical unlimited*
Dental $2,000
$100 excess		 $6,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $20,000
$100 excess		 $50,000
No excess		 $2.5 million
No excess
Super
For travel to Asia		 Medical $600,000
Dental $2,000
$100 excess		 $3,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $10,000
$100 excess		 $30,000
No excess		 $2 million
No excess
Budget
For travel to New Zealand, Bali and the Pacific Islands		 Medical $250,000
Dental $2,000
$100 excess		 $3,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $7,000
$100 excess		 $20,000
No excess		 $1 million
No excess

Australian Cover

  Additional expenses Hire car excess waiver Cancellation, missed connection and travel delay Loss of luggage, personal belongings and travel documents Accidental death and disability Personal liability
Australian Cover
For Australian domestic travel only (available to Australian residents only)		 $20,000
$50 excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $5,000
$50 excess		 $20,000
No excess		 $1 million
No excess

Cancellation Cover

  Option 1 Option 2 Option 3
Cancellation Cover
For Australian and New Zealand travel only (available to Australian residents only)		 $3,000
sum insured		 $6,000
sum insured		 $12,000
sum insured


* For expenses incurred within 12 months of disablement.

Insurance issued by Mutual Community General Insurance Pty Ltd ABN 59 007 895 543. AFSL 237634. This is general advice only and does not take into account your individual objectives, financial situation or needs. A product disclosure statement is available by calling 131 243 and should be considered before making any decision about these products. BUPA Australia Health Pty Ltd ABN 50 003 098 655 A Registered Health Benefits Organisation is an Authorised Representative of Mutual Community General Insurance.