HBA member benefits
Valuable everyday benefits from your health cover
The benefits listed below are offered as part of HBA health insurance (depending on the level of cover), keeping you in great shape without adding any cost to your cover.
Take advantage of these special offers and enjoy your membership from day one.
- As a valued member, you can access a variety of discounts and packages unique to HBA from leading health and wellbeing partners.
- Get more back from our Members First network of providers
- Certainty of a single room or money back (available on most covers)
- Excess Bonus – receive one or two excess-free overnight or same day admissions to hospital each calendar year
- Top-up Bonus – a yearly top-up bonus you can put towards any out-of-pocket expenses
- Gap bonus - reduce or eliminate any known medical gaps for treatment in a private hospital when your doctor uses Ezyclaim
- No gap dental for kids – up to the age of 25*, certain conditions apply.
- On-the-spot claiming – get your money back straight away, or claim online.
- iPhone App – find your nearest provider, branch or hospital from your phone
- More from your membership – receive recognition for your loyalty with us, and depending on which extras cover you chose you can be rewarded with a Benefit Bonus or Loyalty Maximums
- Natural alternatives – many Extras covers include benefits for alternative services such as Acupuncture, Homeopathy and Massage. Waiting periods may apply.
- Family Plus Memberships – cover non-student single children up to the age of 25
- Excellent value on optical great discounts on eyewear at Members First optical outlets
- in2life partners - receive discounts and special deals from our specially selected in2life partners
- Useful guides and articles – such as the A-Z of health, Going to hospital guide, Optical cover guide, and Sleep Tight guide
- Promoting healthy children for life - a joint initiative between HBA and the Centre for Community Child Health
- Parent and baby wellbeing - an initiative designed to provide support for parents with new babies
- Health subscription refunds – Enjoy a 50% refund on subscription to the Arthritis Foundation, Asthma Foundation and Diabetes Australia (subject to eligibility)
Travel, Home & Car Insurance discounts
HBA health members receive a 10% discount each year on all Home, Car, Caravan, Boat and Trailer Insurance and you can receive a further 10% discount on Home and Car Insurance by choosing to pay via monthly direct debit. All HBA members also receive a 15% discount on all Travel Insurance.
We can also arrange on-the-spot cover for you – even over the phone! – and if you're not satisfied, we'll give you a full refund within 21 days, provided you haven't made a claim.
*On benefits payable. Excludes Orthodontic and hospital treatment (normal benefits apply). Available on Family hospital covers with Ultimate, Platinum, Gold and Silver Extras. Waiting periods and normal fund dental rules apply. Child dependants only.
