International Cover
HBA has a range of travel cover options for international trips. You can choose a cover depending on your destination. Each covers you for:
- Overseas medical and dental expenses
- Missed connection and travel delay
- Resumption of overseas journey
- Hire car excess waiver up to $2,000
- Cancellation of trip due to unforseen circumstances (rescheduling costs or unused portion not refundable by travel agents)
- Loss of luggage, personal belongings and travel documents
- If you become seriously ill overseas, we'll arrange to fly you back home
We recommend you check out the charts below to compare our levels of 'Single' and 'Couple or Family' cover, ensure you consider the appropriate level of cover for your needs and understand the conditions and limitations of each.
 | Combined Financial Services Guide, Product Disclosure Statement and Policy Terms & Conditions [PDF, 1.01M] |
Single plans
A 'Single' plan covers one adult and dependent children under 21 years of age or dependent children under 25 years of age listed as current members on the adult's HBA health membership. The sum insured is per plan and all travellers on the same plan must be travelling on the same itinerary.
| Emergency medical assistance, including evacuation & repatriation | Overseas emergency medical and hospital expenses | Personal belongings | Cancellation, curtailment and additional expenses | Accidental death | Personal liability | |
| Gold Plus Cover required for journeys via or to USA and Canada (maximum total period permitted in North American continent is 6 months). |
Unlimited Limit $20,000 for repatriation of remains or overseas funeral or overseas cremation |
Unlimited Limit on dental is $2,000. Limit for cash in hospital is $6,000 |
$12,000 Limit $4,000 per item or set or pair for photographic or electronic equipment. Limit $1,000 for other items. Limit on essential emergency items is $400 |
Whatever it costs Limit $3,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $3,000. Limit $500 for domestic pet boarding fees. Limit on hijack is $5,000 |
$25,000 | $2,500,000 |
| Gold Minimum cover required for journeys to Central and South America, Africa, Antarctica, Japan, Middle East, UK and Europe. |
Unlimited Limit $20,000 for repatriation of remains or overseas funeral or overseas cremation |
Unlimited Limit on dental is $2,000. Limit for cash in hospital is $6,000 |
$10,000 Limit $3,000 per item or set or pair for photographic or electronic equipment. Limit $800 on other items. Limit on essential emergency items is $400 |
Whatever it costs Limit $2,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $3,000. Limit $500 for domestic pet boarding fees. Limit on hijack is $5,000 |
$25,000 | $2,500,000 |
| Super Minimum cover required for Singapore, Malaysia, Thailand, Vietnam, Philippines, Asia (other), Hong Kong, China, Taiwan, Korea and the Indian subcontinent. |
$100,000 Limit $20,000 for repatriation of remains or overseas funeral or overseas cremation |
$200,000 Limit on dental is $2,000. Limit for cash in hospital is $6,000 |
$5,000 Limit $2,000 per item or set or pair for photographic or electronic equipment. Limit $500 for other items. Limit on essential emergency items is $400 |
Whatever it costs Limit $2,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $1,500. Limit $500 for domestic pet boarding fees. Limit on hijack is $5,000 |
$15,000 | $2,000,000 |
| Budget Minimum cover required for New Zealand, Indonesia (including Bali), South West Pacific, Papua New Guinea and Norfolk Island. |
$50,000 Limit $20,000 for repatriation or overseas funeral or overseas cremation |
$50,000 Limit on dental is $2,000. Limit for cash in hospital is $6,000 |
$3,500 Limit $500 per item or set or pair. Limit on essential emergency items is $400 |
Whatever it costs Limit $2,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $1,500. Limit $500 for domestic pet boarding fees. Limit on hijack is $5,000 |
$10,000 | $1,000,000 |
Couple or Family plans
A 'Couple or Family' plan covers any two adults and dependent children under 21 years of age or dependent children under 25 years of age listed as current members on the adults' HBA health membership. The sum insured is per plan and all travellers on the same plan must be travelling on the same itinerary.
| Emergency medical assistance, including evacuation & repatriation | Overseas emergency medical and hospital expenses | Personal belongings | Cancellation, curtailment and additional expenses | Accidental death | Personal liability | |
| Gold Plus Cover required for journeys via or to USA and Canada (maximum total period permitted in North American continent is 6 months). |
Unlimited Limit $20,000 for repatriation of remains or overseas funeral or overseas cremation |
Unlimited Limit on dental is $2,000. Limit for cash in hospital is $12,000 |
$24,000 Limit $4,000 per item or set or pair for photographic or electronic equipment. Limit $1,000 for other items. Limit on essential emergency items is $800 |
Whatever it costs Limit $3,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $6,000. Limit $500 for domestic pet boarding fees. Limit on hijack is $10,000 |
$50,000 | $2,500,000 |
| Gold Minimum cover required for journeys to Central and South America, Africa, Antarctica, Japan, Middle East, UK and Europe. |
Unlimited Limit $20,000 for repatriation of remains or overseas funeral or overseas cremation |
Unlimited Limit on dental is $2,000. Limit for cash in hospital is $12,000 |
$20,000 Limit $3,000 per item or set or pair for photographic or electronic equipment. Limit $800 on other items. Limit on essential emergency items is $800 |
Whatever it costs Limit $2,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $6,000. Limit $500 for domestic pet boarding fees. Limit on hijack is $10,000 |
$50,000 | $2,500,000 |
| Super Minimum cover required for Singapore, Malaysia, Thailand, Vietnam, Philippines, Asia (other), Hong Kong, China, Taiwan, Korea and the Indian subcontinent. |
$200,000 Limit $20,000 for repatriation of remains or overseas funeral or overseas cremation |
$400,000 Limit on dental is $2,000. Limit for cash in hospital is $12,000 |
$10,000 Limit $2,000 per item or set or pair for photographic or electronic equipment. Limit $500 for other items. Limit on essential emergency items is $800 |
Whatever it costs Limit $2,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $3,000. Limit $500 for domestic pet boarding fees. Limit on hijack is $10,000 |
$30,000 | $2,000,000 |
| Budget Minimum cover required for New Zealand, Indonesia (including Bali), South West Pacific, Papua New Guinea and Norfolk Island. |
$125,000 Limit $20,000 for repatriation or overseas funeral or overseas cremation |
$125,000 Limit on dental is $2,000. Limit for cash in hospital is $12,000 |
$7,000 Limit $500 per item or set or pair. Limit on essential emergency items is $800 |
Whatever it costs Limit $2,000 for motor vehicle insurance excess. Limit $500 for return of hire vehicle. Limit on resumption of journey is $3,000. Limit $500 for domestic pet boarding fees. Limit on hijack is $10,000 |
$20,000 | $1,000,000 |
Combined Financial Services Guide, Product Disclosure Statement and Policy Terms & Conditions
Cover for pre-existing medical conditions
More Benefits
We offer great benefits and options to save you money. Among the many benefits, our members receive:
- 10% discount on home, car, caravan, boat and trailer insurance for all HBA health members.
- 15% discount on Travel Cover for all HBA members
- 24-hour emergency assistance hotline
Join thousands of our current members and ensure your peace of mind.
|
Other Travel Insurance options |
|
Back to Travel, Home and Car |
Insurance Issued by Mutual Community General Insurance Pty Ltd (MCGI) ABN 59 007 895 543, AFSL 237634. In deciding whether this is the right insurance product for you, please consider the Product Disclosure Statement and Policy which can be downloaded on this website or can be obtained by calling us on 131 243. Any advice contained is general advice only and does not take into account your individual objectives, financial situation or needs, so before acting on it you should consider the appropriateness of it having regard to your personal circumstance. Bupa Australia Health Pty Limited ABN 50 003 098 655 and Bupa Australia Pty Limited ABN 81 000 057 590 (together Bupa Australia) (Trading HBA) are authorised to distribute, arrange for the issue of and provide financial product advice on this product as an authorised representative of MCGI.
