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Rate Calculator and Quote

Use the rate calculator to get a health insurance quote and determine the premium you would pay for your selected level of private health insurance. Include your Hospital and/or Extras cover, any Lifetime Health Cover loading that may apply and savings you will make by avoiding the Medicare Levy Surcharge.

Simply enter your details and a health insurance quote will be produced that outlines the details of the level of private health insurance you have selected and the premium payable for that level of health cover (with and without the Federal Government Rebate).

1. Who would you like to cover?
Yourself
Your Partner
At least one child who is aged under 21
At least one child who is still studying full-time and aged 21 or over and under 25
At least one child who is no longer studying full-time and aged 21 or over and under 25
2. Choose Your Level of Cover:

Please choose from ONE of the following options. You can either select one of our packaged covers, which include Hospital and Extras cover,
OR choose your own level of cover (Hospital cover, Extras cover or both).

Your Quote:
A Package: Click me to find out more about this item
  Do you want to add Pharmacy Saver cover? Click me to find out more about this item
  OR choose your own level of cover:
A Hospital Cover: Click me to find out more about this item
  AND / OR
  An Extras Cover: Click me to find out more about this item
  Do you want to add Pharmacy Saver cover? Click me to find out more about this item
3. Do you want the Government Rebate as a premium deduction?
The Federal Government's Rebate is available to Australian citizens and residents who are eligible for Medicare and have private health insurance. It is also available to overseas visitors who have a Reciprocal Medicare card. The rebate applies to both hospital and extras cover for Australian citizens and residents; and applies to the extras component only of overseas visitor hospital and extras cover combinations, or packaged cover, for overseas visitors with a Reciprocal Medicare card. It is not means tested.

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4. What is the age of the oldest person to be covered on the membership?

We require this information to calculate your Rebate entitlement.

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5. Would you like to know how you may be impacted by the Medicare Levy Surcharge?
The 1% Medicare Levy Surcharge is a levy payable by high income earners who do not have private hospital insurance.
It affects Australian citizens and residents, and overseas visitors who are eligible for a Reciprocal Medicare card and working in Australia – single people with taxable incomes greater than $73,000 per annum; and families (with or without children) with combined taxable incomes greater than $146,000 per annum. The family threshold increases by $1,500 per child, after the first child.

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