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Young Couples Choice

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Hospital and extras cover to save you money

Young Couples Choice is a hospital and extras package created especially for young couples. It's a good level of cover that is suitable for young people, but to keep the premiums low, we've kept it kid-free... that means no pricey pregnancy-related benefits. And because Young Couples Choice is made for couples, it costs less than taking out two single covers.

Ideal for

Young Couples who don't want to pay the same as someone with kids.

Level of Cover

Hospital	Extras

At a glance

	Great for young couples
	$150 Top-up bonus when you join

	See the full policy details for Young Couples Choice hospital services
	See the full policy details for Young Couples Choice extras services

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How does Young Couples Choice compare?

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What is covered

Hospital	Covered
Hospital expenses
Medical expenses
Co-payment
Ambulance services
Reduce your tax

Extras	Covered
General Dental, Major Dental and Orthodontics
Optical
Physiotheraphy, Chiropractic and Osteopathy
Natural Therapies
Travel vaccines
Top-up Bonus

What are the Waiting Periods?

Hospital	Waiting Period
Palliative care	2 Months
Psychiatric and rehabilitation	2 Months
Pre-existing ailments, illnesses or conditions for hospital services	1 Year

Extras	Waiting Period
Initial waiting period	2 Months
Complex surgical extraction	1 Year
Complex fillings	1 Year
Dental sleep apnoea devices	1 Year
Pre-existing ailments, illnesses or conditions for extras services	1 Year
Major dental	1 Year
Root fillings	1 Year

What does it cost?

Cover	Current Price	Price from 1 April
Single	$17.40 per week	$18.70 per week
Couple	$33.10 per week	$35.45 per week

Members transferring from other funds will have the total value of benefits paid for a service by any previous fund in the current calendar year deducted from their Annual Maximum for that same service with us. Waiting periods will apply for services not previously covered or fully completed. Prices are for stated memberships only. Prices include the 30% Federal Government Rebate and do not include any Lifetime Health Cover loading that may apply.