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Top Visitors Cover

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Comprehensive, excess-free cover

Top Visitors Cover provides comprehensive, excess-free cover for your hospital and medical expenses and extras cover with generous benefits.

Ideal for

Overseas visitors to Australia on non-working visas who want comprehensive hospital and extras cover

Level of Cover

Hospital	Extras

At a glance

	Comprehensive private hospital cover
	No excess or co-payments
	Full ambulance cover
	Top level benefits on extras services

	See the full policy details for Top Visitors Cover hospital services
	See the full policy details for Top Visitors Cover extras services

What is covered

Hospital	Covered
Hospital expenses
Medical expenses
Ambulance services

Extras	Covered
General Dental
Major Dental
Orthodontics
Optical
Physiotherapy
Chiropractic and Osteopathy
Speech Therapy
Eye Therapy
Occupational Therapy
Natural Therapies
Pharmacy
Dietary
Psychology
Podiatry
Health appliances
Travel and accommodation

What are the Waiting Periods?

Hospital	Waiting Period
Pregnancy (childbirth)	1 Year
Pre-existing ailments, illnesses or conditions for hospital services	1 Year

Extras	Waiting Period
Initial waiting period	2 Months
Complex surgical extraction	1 Year
Root fillings	1 Year
Major dental	1 Year
Dental sleep apnoea devices	1 Year
Pre-existing ailments, illnesses or conditions for extras services	1 Year
Orthodontics	1 Year
Complex fillings	1 Year
Health appliances	1 Year

What does it cost?

Cover	Current Price	Price from 1 April
Single	$52.30 per week ^†	$55.50 per week ^†
Couple	$104.60 per week ^†	$110.95 per week ^†
Family	$104.60 per week ^†	$110.95 per week ^†

^† Top Visitors Cover price includes GST. Overseas visitors from Reciprocal Health Care Agreement countries (United Kingdom, Malta, Sweden, Finland, Italy, Norway, Belgium, the Netherlands, the Republic of Ireland and New Zealand) may be eligible for the Government Rebate on the extras component of this level of cover. If you are from one of these countries please contact us for details. Members transferring from other funds will have the total value of benefits paid for a service by any previous fund in the current calendar year deducted from their Annual Maximum for that same service with us. Prices are for stated memberships only.