HBA
Your state is
Victoria
(
change this
).
Member Services - Login Here
Member Number
Password
I've forgotten my number/password
Set up account
Home
Health insurance
Get a quick quote
Singles Health Insurance
Couples Health Insurance
Single Parents Health Insurance
Family Health Insurance
Health Insurance explained
What is hospital cover?
What is extras cover?
What is packaged cover?
Levels of cover
Why buy private health cover?
Turning 31?
Thinking of having kids?
Reduce your tax
More great reasons
Public vs private health cover
Medicare explained
Who pays for what?
Federal Government Rebate
Medicare Levy Surcharge
Lifetime Health Cover
Overseas visitor cover
Overseas visitors health cover
Health cover for overseas visitors
Special features
Member services
Transferring your cover
The Australian health system
Overseas visitor FAQs
Overseas visitor forms
Overseas Student Health Cover
Find a provider
Find a hospital
Find a specialist
Find a dentist
Find an optical provider
Find a physiotherapist
Find a chiropractor
Travel, home & car cover
Travel insurance
Home insurance
Car insurance
Caravan insurance
Boat insurance
Trailer insurance
Member benefits
in2life partner discounts
Member discounts
Health and wellbeing discounts
Travel, Home & Car discounts
Home and Car Benefits card
Innovative features
About us
Corporate responsibility
Investing in our community
Media releases
Contact us
Search
Hospital Saver
A low-cost hospital cover for the young and healthy
This is a basic level of hospital cover, suitable for young people and those not wanting to start a family just yet. With this cover, you opt to pay an excess and don't receive full cover for services you're unlikely to need at this stage in your life (see below). In return you enjoy lower premiums. It's also the ideal option if you want cover just to avoid the Medicare Levy Surcharge. This cover really does save you more.
Ideal for
People who want hospital cover, but are not prepared to pay for services they may not use, like hip replacement surgery.
Level of Cover
Hospital
Extras
At a glance
Low-cost cover
Suitable for young people
Ideal if you just want to avoid the Medicare Levy Surcharge
See the full policy details for Hospital Saver services
Is this the right cover for me?
Answer some questions to find out if this is the right cover for you.
What covers do other people choose?
How does Hospital Saver compare?
Compare Hospital Saver with other HBA covers
Choose another HBA cover
Hospital Saver Plus - Level 3
Top Hospital Cover
Hospital Saver Plus - Level 4
Hospital Saver Plus - Nil Excess
Hospital Saver Plus - Level 2
Ambo Cover
Standard Visitors Cover
Essential Visitors Cover
Hospital Cover with Excess Level 5
Gold Visitors Cover
Hospital Cover with Excess
Hospital Cover with Excess Bonus
Gold Visitors Cover with Excess
Hospital Saver
Hospital Cover with Excess Bonus Plus
Hospital Saver Plus - Level 5
Classic Visitors Cover
What is covered
Hospital
Covered
Hospital expenses
Medical expenses
Excess per year
Ambulance services
You could reduce your tax
What are the Waiting Periods?
Hospital
Waiting Period
Initial waiting period
2 Months
Palliative care
2 Months
Psychiatric and rehabilitation
2 Months
Pregnancy (childbirth)
1 Year
Pre-existing ailments, illnesses or conditions for hospital services
1 Year
What does it cost?
Cover
Price
Single
$13.70 per week
Couple
$27.40 per week
Single Parent
$20.85 per week
Family
$27.40 per week
Family Plus
$32.70 per week
Prices are for stated memberships only.
Prices include the 30% Federal Government Rebate and do not include any Lifetime Health Cover loading that may apply.