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Hospital Cover with Excess
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Cover that can save you money

By choosing to pay an excess of $400 per admission, you can reduce your premium and still enjoy full cover for your hospital expenses at any participating private hospital or public hospital in our extensive, Australia-wide network.

Basically, you'll pay $400 for overnight or same day hospital admissions, capped at $500 for single memberships and $1000 for single parent or family memberships each calendar year. Plus, if you become unemployed, we'll pay your health insurance premium (at the same level of cover) for up to 12 months (conditions apply).

Ideal for

People who want high level hospital cover, but are prepared to pay excesses for a lower premium.

Level of Cover

Hospital
Extras
   

At a glance

 High level cover
Lower premiums with an excess
Unemployment cover

See the full policy details for Hospital Cover with Excess services

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Hospital Waiting Period
Initial waiting period 2 Months
Palliative care 2 Months
Psychiatric and rehabilitation 2 Months
Pregnancy (childbirth) 1 Year
Pre-existing ailments, illnesses or conditions for hospital services 1 Year
   
Cover Price
Single $22.70  per week
Couple $45.40  per week
Single Parent $38.80  per week
Family $45.40  per week
Family Plus $53.80  per week
   

Prices are for stated memberships only.
Prices include the 30% Federal Government Rebate and do not include any Lifetime Health Cover loading that may apply.