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Health Insurance explained
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Gold Extras
Generous benefits for a wide range services
Gold Extras gives you generous benefits for a wide range of services. Plus, we'll recognise your loyalty with us each year, by adding a Benefit Bonus which increases the amount you get back each time you claim. So after your first year on a selected extras cover with us, your benefit bonus will increase by 2% each year up to a maximum of 10% (annual maximums apply).
Ideal for
People who want comprehensive cover with rewards for their loyalty.
Level of Cover
Hospital
Extras
At a glance
Wide range of services
Generous benefits
Rewards for your loyalty
See the full policy details for Gold Extras services
Is this the right cover for me?
Answer some questions to find out if this is the right cover for you.
What covers do other people choose?
How does Gold Extras compare?
Compare Gold Extras with other HBA covers
Choose another HBA cover
Pharmacy Saver
Platinum Extras
Silver Extras
General Dental
Your Choice Extras
Standard Extras
Gold Extras
What is covered
Extras
Covered
General Dental
Major Dental
Orthodontics
Living Well
Optical
Home Nursing
Physiotherapy
Chiropractic and Osteopathy
Speech Therapy
Eye Therapy
Occupational Therapy
Natural Therapies
Pharmacy
Dietary
Psychology
Podiatry
Health appliances
Travel and accommodation
What are the Waiting Periods?
Extras
Waiting Period
Initial waiting period
2 Months
Home nursing
2 Months
Living Well
6 Months
Hire, repair and maintenance
6 Months
Major dental
1 Year
Orthodontics
1 Year
Pre-existing ailments, illnesses or conditions for extras services
1 Year
Health appliances
1 Year
What does it cost?
Cover
Price
Single
$15.05 per week
Couple
$30.15 per week
Single Parent
$30.15 per week
Single Parent Plus
$41.95 per week
Family
$30.15 per week
Family Plus
$41.95 per week
Members transferring from other funds will have the total value of benefits paid for a service by any previous fund in the current calendar year deducted from their Annual Maximum for that same service with us. Waiting periods will apply for services not previously covered or fully completed.
Prices are for stated memberships only.
Prices include the 30% Federal Government Rebate and do not include any Lifetime Health Cover loading that may apply.