General Dental, Major Dental and Orthodontics
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Benefits you receive
| Services |
Members First |
Other Providers |
|
General dental benefit examples
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| Comprehensive oral examination |
$31.80
|
$22.00
|
| Scale and clean |
$54.60
|
$41.00
|
| Mouthguard |
$101.10
|
$37.50
|
|
Major dental benefit examples
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| Complete Denture |
$911.40
|
$450.00
|
| Full crown - veneered - indirect |
$791.10
|
$450.00
|
|
Orthodontics benefit examples
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| Complete course of orthodontic treatment |
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Refer to special comments below.
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*Set benefits are payable up to your Loyalty Maximum.
General dental: As supplied by a registered HBA dentist or dental prosthetist.
Major dental: Fixed benefits apply per item. Includes dentures, crowns, bridgework, and precious restorations. Limit of one set of dentures every 3 years.
Orthodontics: Only payable if resulting from an accident after joining this cover and requiring immediate medical attention. ‡ Major dental benefits begin after first year of membership.
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Annual Maximums
| |
Per person |
| Year 1 |
$500.00 ‡ |
| Year 2 |
$600.00 |
| Year 3 |
$700.00 |
| Year 4 |
$800.00 |
| Year 5 |
$900.00 |
| Year 6 |
$1,000.00 |
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|
Optical
|
Benefits you receive
| Services |
Members First |
Other Providers |
|
Lenses
|
| Single Vision Stock |
$69.00
|
$45.00
|
| Bi-focal lenses |
$93.00
|
$60.00
|
| Tri-focal/progressive lenses |
$127.20
|
$95.00
|
|
Contact lenses
|
| Non Disposable |
$128.50
|
$100.00
|
| Disposable contact lenses, 3 month supply |
100% of cost up to annual limit
|
$50.00
|
|
Frames
|
| Frames for prescription lenses |
$111.90
|
$90.00
|
|
20% discount off frames at Members First optical providers (not with any other offer). Frames for prescription lenses, limited to one pair every 12 months. Gap free optical packages
Visit our Members First optical providers (Blink Optical, National Pharmacies Optical Stores and other selected independent optometrists) to receive better value and higher benefits on your optical purchases.
| No-gap optical packages | | | Kid's glasses with safety lens plus any frame up to $249. | | | Glasses with single vision lens† | | | Glasses with single vision grind lens† | | | Glasses with bi-focal lens† | | | Glasses with tri-focal lens† | | | Glasses with progressive lens† | | | Optial add on services covering tinting, coatings and UV protection (subject to your remianing Annual Limit) | | | Disposable contacts on selected 12 months supply (purchased in store) | | | Disposable contacts on selected 12 months supply (purchased online) | | *Annual maximums and normal waiting periods apply. † Includes any frames valued up to $199.
Blink Optical benefits also available at Kevin Paisley Fashion Eyewear.
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|
Annual Maximums
| |
Members First |
Other Providers |
| Every Year |
$180.00 |
$150.00 |
|
|
Physiotheraphy, Chiropractic and Osteopathy
|
Benefits you receive
| Services |
Members First |
Other Providers |
|
Chiropractic and Osteopathy benefit examples
|
| Initial attendance |
$44.10
|
$25.00
|
| Subsequent attendance |
$28.50
|
$17.00
|
|
Physiotherapy benefit examples
|
| Initial attendance |
$41.40
|
$25.00
|
| Subsequent attendance |
$33.00
|
$17.00
|
|
Chiropratic Services: Examples refer to the first 10 consultations per person per calendar year. 50% of applicable benefit applies after 10 consultations.
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Annual Maximums
| |
Per person |
| Year 1 |
$350.00 |
| Year 2 |
$420.00 |
| Year 3 |
$490.00 |
| Year 4 |
$560.00 |
| Year 5 |
$630.00 |
| Year 6 |
$700.00 |
|
|
Natural Therapies
|
Benefits you receive
| Services |
All Providers |
|
Massage benefit examples
|
| Massage -per attendance |
$12.00
|
| Massage -per attendance |
$12.00
|
| Massage -per attendance |
$12.00
|
|
Naturopathy benefit examples
|
| Naturopathy - Initial Attendance |
$17.00
|
| Naturopathy - Subsequent Attendance |
$17.00
|
|
Acupuncture benefit examples
|
| Acupuncture - Initial Attendance |
$17.00
|
| Acupuncture - Subsequent Attendance |
$17.00
|
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Includes acupuncture, Alexander Technique, Chinese herbalism, exercise physiology, Feldenkrais, homeopathy, iridology, naturopathy and Western herbalism. Massage includes aromatherapy, Bowen Technique, kinesiology, reflexology, shiatsu and therapeutic massage. An annual sub-limit of $100 per person for massage can be claimed per calendar year.
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|
Annual Maximums
| |
Per person |
| Year 1 |
$350.00 |
| Year 2 |
$420.00 |
| Year 3 |
$490.00 |
| Year 4 |
$560.00 |
| Year 5 |
$630.00 |
| Year 6 |
$700.00 |
|
|
Travel vaccines
|
Benefits you receive
| Services |
All Providers |
|
Benefit examples
|
| Polio vaccine |
100% up to annual limit.
|
| Tetanus vaccine |
100% up to annual limit.
|
| Yellow fever vaccine |
100% up to annual limit.
|
| Typhoid Vaccine |
100% up to annual limit.
|
| Cholera vaccine |
100% up to annual limit.
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|
|
|
Annual Maximums
| |
Per person |
| Year 1 |
$50.00 |
| Year 2 |
$60.00 |
| Year 3 |
$70.00 |
| Year 4 |
$80.00 |
| Year 5 |
$90.00 |
| Year 6 |
$100.00 |
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Top-up Bonus
|
Benefits you receive
| Services |
All Providers |
|
Benefit examples
|
| Top Up Bonus |
Top-up bonuses are per membership per calendar year. Bonuses do not accumulate at the end of the year.
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|
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Annual Maximums
| |
Per person |
| Year 1 |
$75.00 |
| Year 2 |
$90.00 |
| Year 3 |
$105.00 |
| Year 4 |
$120.00 |
| Year 5 |
$135.00 |
| Year 6 |
$150.00 |
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