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Hospital Cover with Excess - Level 5

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Cover that can save you money

By choosing to pay an excess of $500 a year, you can reduce your premium and still enjoy full cover for your hospital expenses at any participating private hospital or public hospital in our extensive, Australia-wide network.

Basically, you'll pay $500 for overnight or same day hospital admissions, capped at $500 for single memberships and $1000 for single parent or family memberships each calendar year. Plus, if you become unemployed, we'll pay your health insurance premium (at the same level of cover) for up to 12 months (conditions apply).

Ideal for

People who want high level hospital cover, but are prepared to pay excesses for a lower premium.

Level of Cover

Hospital
Extras
   

At a glance


High level cover
Lower premiums with an excess
Unemployment cover
Baby Care
See the full policy details for Hospital Cover with Excess - Level 5 services

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  What is covered

Hospital Covered
Hospital expenses
Medical expenses
Excess per year
Ambulance services
Unemployment cover
Baby Care
Reduce your tax
   

  What are the Waiting Periods?

Hospital Waiting Period
Palliative care 2 Months
Psychiatric and rehabilitation 2 Months
Pregnancy (childbirth) 1 Year
Pre-existing ailments, illnesses or conditions for hospital services 1 Year
   

  What does it cost?

Cover Price
Single $17.50 per week
Couples $35.05 per week
Single Parent $29.60 per week
Family $35.05 per week
Family Plus $42.75 per week
   
Prices are for stated memberships only.
Prices include the 30% Government Rebate and do not include any Lifetime Health Cover loading that may apply.
See the full policy details for Hospital Cover with Excess - Level 5 services