Welcome to HBA, providing quality health cover, travel insurance, home insurance and car insurance for over 1 million Australians.
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Overseas visitor health cover

If you're visiting Australia to travel, work or study, it's important to have financial protection in case of accident or illness - that's where our overseas visitor health cover options can help. Being privately insured for your health care can give you the security you need and offer you access to quality private health care without delay, whether or not you are eligible to use Australia's public health care system, Medicare.

Are you an Overseas Student?

If you're in Australia on a Student Visa, we offer health cover especially designed for Overseas Students:

Find out more about Overseas Student Health Cover

Are you sponsored by your company?

If you have a class 457 Visa through an arrangement in which you are sponsored by an Australian business, your sponsor undertakes to the Department of Immigration and Citizenship to pay all medical or hospital expenses arising from treatment administered in a public hospital for you and your dependants (other than costs that are met by overseas visitor health cover arrangements) while you are working in Australia.

Ask your employer to email us for more details

Do you have a Retiree's Visa?

If you plan to enter Australia on a Class 404 Visa, we suggest you contact us on your arrival.

Contact us online
Other contact options

Are you a migrant?

If you're entering Australia as a migrant with a permanent residence visa and are looking for migrant health insurance, we have a simple solution. You can choose from our wide range of hospital covers, as well as cover for additional, out of hospital health care services such as dental, physiotherapy, chiropractic and optical. These are known as 'extras' services. All our cover options offer you access to quality private health care. Check out our range of covers, you’re sure to find one that’s right for you:

Covers for singles
Covers for couples
Covers for families

For other Overseas Visitors

For all other overseas visitors, we offer a special Overseas Visitor Health Cover that provides broad cover for treatment in public and private hospitals and professional medical treatment given by doctors and specialists in and out of hospital. You can combine this with any of our extras covers to create a private health care package to suit your needs.

Find out more about Overseas Visitors Health Cover
Find out about extras covers

Please note that membership will commence on your date of arrival in Australia and your visa expiry date will be the date that your cover expires.