HBA

Welcome to HBA, providing quality health cover, travel insurance, home insurance and car insurance for over 1 million Australians.
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International Cover

HBA has a range of travel cover options for international trips. You can choose a cover depending on your destination. Each covers you for:

We recommend you check out the charts below to compare our levels of 'Single' and 'Doubles' cover, ensure you consider the appropriate level of cover for your needs and understand the conditions and limitations of each.

Single plans

A 'Single' plan covers one adult and dependent children under 21 years of age or dependent children under 25 years of age listed as current members on the adult's HBA health membership. The sum insured is per plan and all travellers on the same plan must be travelling on the same itinerary.

  Overseas medical, dental and additional expenses Resumption of overseas journey Hire car excess waiver Cancellation, missed connection and travel delay Loss of luggage, personal belongings and travel documents Accidental death, disability and loss of income Personal liability
Gold Plus
For travel to USA and Canada

Medical unlimited*
Dental $2,000
$100 excess

 $3,000
No excess		 Up to $3,000
No excess		 Whatever it costs
No excess		 $12,000
$100 excess		 $25,000
No excess		 $2.5 million
No excess
Gold
For travel to UK, Europe, Japan, South America, Russia, India, Middle East or Africa		 Medical unlimited*
Dental $2,000
$100 excess 		$3,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $10,000
$100 excess		 $25,000
No excess		 $2.5 million
No excess
Super
For travel to Asia		 Medical $300,000
Dental $2,000
$100 excess 		$1,500
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $5,000
$100 excess		 $15,000
No excess		 $2 million
No excess
Budget
For travel to New Zealand, Bali and the Pacific Islands		 Medical $100,000
Dental $2,000
$100 excess 		$1,500
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $3,500
$100 excess		 $10,000
No excess		 $1 million
No excess

Doubles plans

A 'Doubles' plan covers any two adults and dependent children under 21 years of age or dependent children under 25 years of age listed as current members on the adults' HBA health membership. The sum insured is per plan and all travellers on the same plan must be travelling on the same itinerary.

  Overseas medical, dental and additional expenses Resumption of overseas journey Hire car excess waiver Cancellation, missed connection and travel delay Loss of luggage, personal belongings and travel documents Accidental death, disability and loss of income Personal liability
Gold Plus
For travel to USA and Canada		 Medical unlimited*
Dental $2,000
$100 excess		 $6,000
No excess		 Up to $3,000
No excess		 Whatever it costs
No excess		 $24,000
$100 excess		 $50,000
No excess		 $2.5 million
No excess
Gold
For travel to UK, Europe, Japan, South America, Russia, India, Middle East or Africa		 Medical unlimited*
Dental $2,000
$100 excess		 $6,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $20,000
$100 excess		 $50,000
No excess		 $2.5 million
No excess
Super
For travel to Asia		 Medical $600,000
Dental $2,000
$100 excess		 $3,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $10,000
$100 excess		 $30,000
No excess		 $2 million
No excess
Budget
For travel to New Zealand, Bali and the Pacific Islands		 Medical $250,000
Dental $2,000
$100 excess		 $3,000
No excess		 Up to $2,000
No excess		 Whatever it costs
No excess		 $7,000
$100 excess		 $20,000
No excess		 $1 million
No excess

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Cover for pre-existing medical conditions

More Benefits

We offer great benefits and options to save you money. Among the many benefits, our members receive:

Join thousands of our current members and ensure your peace of mind.

Other Travel Insurance options
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* For expenses incurred within 12 months of disablement.

Insurance issued by Mutual Community General Insurance (MCGI) Pty Ltd ABN 59 007 895 543. AFSL 237634. This is general advice only and does not take into account your individual objectives, financial situation or needs. A product disclosure statement is available by calling 131 243 and should be considered before making any decision about these products. BUPA Australia Health Pty Ltd ABN 50 003 098 655 (trading as HBA) is an Authorised Representative of MCGI.