Car Insurance
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HBA has a great range of car insurance options to suit you (and your car), whatever your insurance needs. Our range of options includes nominated drivers, low kilometres and discounts for members over 50.
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Comprehensive car insurance
Our comprehensive car insurance offers top-level protection. We'll replace or repair your car in the event of an accident (even if it's your fault), theft, fire, hail or malicious damage anywhere in Australia.
![]() | More about Comprehensive Cover |
Third Fire & Theft
Third Party Car Insurance - Fire & Theft, covers your car against fire and theft. Plus we'll offer you a hire car for 14 days if your car is stolen and we'll replace your personal property or luggage if it's stolen from your car.
![]() | More about Third Party Fire & Theft Cover |
Third Party Property Damage
Third Party Car Insurance - Property Damage, is a budget-friendly car insurance option for the basics. It ensures you won't need to pay to repair someone else's vehicle if your car causes damage.
![]() | More about Third Party Property Damage Cover |
Key features at a glance
| Feature | Comprehensive | Third Party Fire & Theft | Third Party Property Damage |
| New-for-old car replacement (age and kilometre limits apply*) |
Yes Up to 3 years old |
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| Windscreen or window glass replacement | Yes Excess-free 1 claim per year |
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| Rating one protection | Yes Free! |
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| Theft of luggage or personal property from your car | Yes Up to $500 |
Yes Up to $500 |
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| Choice of agreed or market value | Yes | ||
| Nominated driver option | Yes | Yes | Yes |
| Nominated driver 'low km' option | Yes | ||
| Uninsured motorists protection | Yes | Yes Up to $5,000 |
Yes Up to $5,000 |
| Hire car if your vehicle is stolen | Yes Up to 14 days |
Yes Up to 14 days |
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| Emergency accommodation (if in an accident >100km from home) |
Yes | ||
| Choice of your own repairer | Yes | ||
| $20 million liability | Yes | Yes | Yes |
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Back to Travel, Home and Car |
* Please refer to the Policy booklet / Product Disclosure Statement (PDS) for details.
Insurance issued by Mutual Community General Insurance (MCGI) Pty Ltd ABN 59 007 895 543. AFSL 237634. This is general advice only and does not take into account your individual objectives, financial situation or needs. A product disclosure statement is available by calling 131 243 and should be considered before making any decision about these products. BUPA Australia Health Pty Ltd ABN 50 003 098 655 (trading as HBA) is an Authorised Representative of MCGI.



