Boat Insurance

Whether you’ve got a sailboat or a dinghy for fishing, HBA can offer you protection. Be covered regardless of where your boat is stored, moored, in transit, afloat on inland waters or at sea in Australian waters. You're covered for:

Fire, flood, storm damage, theft, malicious damage, accidental damage
Full replacement of your boat if it’s less than 1 year old and is a total loss
Cost of moving or towing your boat to the nearest repairer (up to $500)
If your boat is in accident more than 100 kilometres from home, and it is damaged and cannot be used, we will return it to your home
Damage to your boat trailer and boat accessories in some instances (limits apply*)
Up to $500 for certain personal property that is lost or damaged
$10 million liability

Optional extras you can choose:

Sailing boats – cover for sails, masts, spars or rigging if the boat is used for racing
Motorised boats – liability cover in the event that you cause injury to water skiers.

Policy booklet

Direct debit application form

More Benefits

We offer great benefits and options to save you money. Among the many benefits, our members receive:

10% discount on home, car, caravan, boat and trailer insurance for all HBA health members
15% discount on Travel Cover for all HBA members
Reduced rates for over 50s
24-hour emergency assistance hotline

Join thousands of our current members and ensure your peace of mind.

Back to Caravan, Boat and Trailer

Back to Travel, Home and Car

* Please refer to the Policy booklet / Product Disclosure Statement (PDS) for details.

Insurance Issued by Mutual Community General Insurance Pty Ltd (MCGI) ABN 59 007 895 543, AFSL 237634. In deciding whether this is the right insurance product for you, please consider the Product Disclosure Statement and Policy which can be downloaded on this website or can be obtained by calling us on 131 243. Any advice contained is general advice only and does not take into account your individual objectives, financial situation or needs, so before acting on it you should consider the appropriateness of it having regard to your personal circumstance. Bupa Australia Health Pty Limited ABN 50 003 098 655 and Bupa Australia Pty Limited ABN 81 000 057 590 (together Bupa Australia) (trading as HBA) are authorised to distribute, arrange for the issue of and provide financial product advice on this product as an authorised representative of MCGI.