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At HBA Participating Hospitals you're fully covered for accommodation, theatre fees and all other hospital services, except for any excess, co-payments and/or limitations you've agreed to under your level of hospital cover.

Members First hospitals are selected private hospitals from our Participating Hospital network. At Members First hospitals you receive 100% cover for your hospital expenses, including accommodation*, theatre and intensive care fees. You will also receive special benefits, including a single room or money back#, free daily newspaper, local telephone calls and TV in your room.

Please note that not all Hospitals listed as Participating or Members First are Gap free for all services they offer. Please click here for a full list of Hospital Services where a Known Gap may apply.

To find a Participating Hospital:

Search for your closest Participating Hospital by entering your state and suburb. Alternatively, you can search for a particular hospital by entering the hospital's name in full or in part.

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* Please note that Classic, Essential and Standard Visitors Cover give you access to shared room accommodation as a private patient in public hospitals across Australia only.
#To receive a single room for an overnight stay at any of our Members First hospitals, simply book at least 24 hours before your admission and ensure that you request a single room. If there's no single room available, you'll receive $50 a day from the hospital for every day you're not in one. This applies to any overnight admission - excluding nursing home type patients, emergencies, or where a single room is medically inappropriate. Available on most of our hospital covers.