Accidental Damage Cover

This is our highest level of cover and provides comprehensive protection for your home and belongings. You'll receive cover for all Listed Events such as fire, theft, storm damage and water damage plus cover for accidental damage or loss.

In addition, your contents are also covered against accidental loss, damage or theft anywhere in Australia and worldwide for up to 90 days (limits apply*).

This means that you're covered when you:

Accidentally spill paint on your carpet
Accidentally drop your plasma television while moving it
Lose your digital camera or iPod while on holidays overseas for up to 90 days

Calculate the Home and Contents cover you need

Brochure

Policy booklet

Direct debit application form

More Benefits

We offer great benefits and options to save you money. Among the many benefits, our members receive:

10% discount on Home, Car, Caravan, Boat and Trailer Insurance for all HBA health members
15% discount on Travel Cover for all HBA members
Reduced rates for over 50s
Coverage for your personal valuables in and out of the home anywhere in Australia or New Zealand (limits apply*)
Alternative accommodation for up to 12 months should your house be uninhabitable following an insured event (maximum of 10% of insured value of home or contents as applicable)

Join thousands of our current members and ensure your peace of mind.

Get a quote & buy online

Other Home Insurance options

Back to Travel, Home and Car

* Please refer to the Policy booklet / Product Disclosure Statement (PDS) for details.

Insurance issued by Mutual Community General Insurance (MCGI) Pty Ltd ABN 59 007 895 543. AFSL 237634. This is general advice only and does not take into account your individual objectives, financial situation or needs. A product disclosure statement is available by calling 131 243 and should be considered before making any decision about these products. BUPA Australia Health Pty Ltd ABN 50 003 098 655 (trading as HBA) is an Authorised Representative of MCGI.