Health cover for overseas visitors

When you're in Australia you probably don't want to worry about how you're going to cover the cost of health care if you get sick or have an accident.

The health care system in Australia is regarded amongst the best, but the cost of treatment can be expensive. A hospital admission could result in a bill for thousands of dollars; and a visit to the dentist hundreds of dollars! And as an international visitor, you may not be eligible for cover with Medicare, Australia's public health care system.

Having private health cover whilst in Australia can help - whether you're visiting for work, family or leisure, we offer a range of covers designed especially to help you cover the cost of health care when you're here.

Health cover for overseas visitors on working visas

The health covers below are designed especially for overseas visitors to Australia on working visas. These include overseas visitors on a working holiday visa, long stay working visa, medical practitioner visa, occupational visa, regional sponsored visa and other types of visa that entitle an overseas visitor to legally work in Australia.

Please note: If you are applying for a 457 Long Stay Working Visa, our Platinum, Gold, Gold with Excess, Classic and Essential Visitors Covers all meet the minimum level of insurance required as set out by the Department of Immigration and Citizenship (DIAC).

Level	Cover	Hospital	Extras	Price per week*
Top	Platinum Visitors Cover			$51.30
Top	Gold Visitors Cover			$39.25
Top	Gold Visitors Cover with Excess			$33.50
Medium	Classic Visitors Cover			$19.20
Basic	Essential Visitors Cover			$17.60

Platinum Visitors Cover provides cover for in-hospital medical and accommodation expenses, outpatient medical and GP visits, plus extras cover. Gold Visitors Cover provides cover for in-hospital medical and accommodation expenses, outpatient medical and GP visits. Classic Visitors Cover provides cover for in-hospital medical and accommodation expenses in a public hospital, outpatient medical and GP visits. Essential Visitors Cover provides cover for in-hospital medical and accommodation expenses in a public hospital only.

If you choose our Gold, Gold with Excess, Classic or Essential Visitors Cover, and you'd also like cover for extras services including dental, optical, physiotherapy and more, please refer to the section on extras cover for overseas visitors below.

If you are from a Reciprocal Health Care Agreement country** and working in Australia you may be required to pay the Medicare Levy Surcharge (MLS). However, you can take out Reciprocal Health Cover in addition to your overseas visitor cover to provide you with an exemption to the MLS. This will cost you less than the MLS itself. For more information about this option, please contact us.

Health cover for overseas visitors on non-working visas

The health covers below are designed especially for overseas visitors to Australia on non-working visas. These include overseas visitors on a tourist visa, ETA visa, retirement visa, sponsored family visitor visa, bridging visa and other types of visa that do not entitle an overseas visitor to legally work in Australia.

Level	Cover	Hospital	Extras	Price per week*
Top	Top Visitors Cover			$55.50
Medium	Intermediate Visitors Cover			$41.95
Basic	Standard Visitors Cover			$20.20

Top Visitors Cover provides cover for in-hospital medical and accommodation expenses in public and participating private hospitals, outpatient medical, GP visits and extras. Intermediate Visitors Cover provides cover for in-hospital medical and accommodation expenses in public and participating private hospitals (with an excess), outpatient medical, GP visits and extras. Standard Visitors Cover provides cover for in-hospital medical and accommodation expenses in a public hospital only, outpatient medical and GP visits.

Standard Visitors Cover does not include extras. If you would also like cover for extras services including dental, optical, physiotherapy and more, please refer to the section on extras cover for overseas visitors below.

Extras cover for overseas visitors

If the overseas visitor cover you are interested in does not include extras, we have an extensive range of affordable extras cover options you can add to your overseas visitor cover to help you with the cost of services including dental, physiotherapy, chiropractic, optical, natural therapies and more. If you'd like more information on our extras cover options (optical, physiotherapy and natural therapies) please click on one of the links below

Level	Cover	Hospital	Extras	Price per week*
Top	Platinum Extras			$27.30
Top	Gold Extras			$21.55
Top	Silver Extras			$12.75
Medium	Your Choice Extras			$8.55
Medium	Standard Extras			$7.80
Basic	General Dental #			$3.60
Basic	Pharmacy Saver			$0.70
* Prices are based on a single membership. Prices for overseas visitor covers include GST on the hospital cover component. Extras cover does not incur GST. The Government Rebate will only apply to extras covers for overseas visitors who hold a Reciprocal Medicare card. Please contact us for details. # General Dental must be purchased along with an overseas visitor hospital cover. ** Reciprocal Health Care Agreement countries include United Kingdom, Malta, Sweden, Finland, Italy, Norway, Belgium, the Netherlands, the Republic of Ireland and New Zealand.